TIME IS RUNNING OUT TO SHORT SALE WITH NO COSTS BY LISA DOYLE WITH J. ROCKCLIFF REALTORS

Hi, there. I’m Lisa Doyle with J.Rockcliff Realtors and I wanted to give an update on short sales. You know, we have a lot of clients in our East Bay market that are still underwater. We’ve seen some improvements in the market, so of course now is the time to make that move to get that house sold if a short sale is in your future.

I mean if you are dramatically underwater, there’s something I wanted you to know about or keep in mind that time is running out for the tax relief act. Which if you remember what that is, if you’ve been contemplating a short sale you know, back two, three years ago when you did a short sale. If you were forgiven a $200,000 debt forgiveness, like let’s say your house was worth $700,000 you owe $900 and that’s a $200,000 forgiveness in debt.

Back in two, three years ago you would have been given a 1099 on that money and you would have had to pay taxes on it. Well, back then they put into place some legislation that protects the owner-occupied homeowner who does a short sale from paying any back taxes. It was called the Debt Relief Act it now expires.

We’ve got three and a half months before it expires at the end of 2012. So you’ve still got time to get your short sale process if you’ve decided to short-sale something that you need, I wouldn’t wait until 2013 because it’s going to cost you more money. But, of course, if you have any questions about any of that information, you know always call us.

Consult with your accountant, consult with your attorney. Get information about the whole process of how it would impact you long-term. My name is Lisa Doyle. My number’s 925-890-7443 and I’ll look forward to seeing you soon.

Lisa Doyle, TheDoyleTeam.com, Greg Doyle, San Ramon Homes, Danville Homes, Bay Area Homes, Bay Area Short Sales, Bay Area Foreclosure, Short Sale in San Ramon, East Bay Real Estate Market, Hardship

OUR INVENTORY IS STILL FALLING! WHAT WILL THIS MEAN FOR OUR PRICES? BY LISA DOYLE WITH J. ROCKCLIFF REALTORS

Hi there, I’m Lisa Doyle with J. Rockcliff Realtors, and welcome to our How is the Market update. Today is Friday,  September 21 and we got some great statistics right now. Just a continual change happening in the direction of shrinking inventory and increase in our market activity. So, it’s just that we get questions probably daily about where’s the market headed, what’s going on with our prices, what can we anticipate?

 

What’s going to happen after the election? There’s so much excitement and intrigue about what’s happening. But right now, I’m going to give you some numbers. We are tracking it several times a month, supply and demand, but we’ve had continuous shrinking inventory since August of last year.

 

If you all remember of last year, a little over a year ago, we were at 2462 active listings on the market at that time, and there was roughly 1200 that were pending at that time. And it’s just been slow, it’s consistently going in the opposite direction whereas today, we have the lowest inventory that we’ve tracked.

 

Right now only 767 active homes on the market in our whole entire East Bay, which of course all of our East Bay encompasses a great deal of space. You know, it’s Pleasanton through San Ramon the angle down the whole entire 680, down into the Clayton area, which encompasses Walnut Creek, Concord, that whole central county and then up the 24 which is a Lafayette and so a pretty widespread area.

 

Only 767 home available for sale. And right now 1,752 that are pending, so supply and demand in the opposite direction, creating some pressure on our prices, we’re seeing multiple offers in companies most cases across the price bracket. The upper market, of course, not quite as much as we’ve seen on the lower market, which makes sense.

 

More demand on the lower side, the audience being very large of investors at the low end. We’re seeing prices being bid up on the low end. Even in that middle quadrant, which is our six to nine hundred range, in our East Bay. Lots of pressure demands. It’s a nice house in a good location, prices in the range of what’s fair.

 

They’re typically seeing multiple offers, so again, just a really strong, great market for sellers. There’s a couple of key things that are changing in our market that I want to keep you aware of. We are running out of time for the Tax Relief Act, for anyone who’s considering a short sale. If you are underwater right now, and imminently there’s a short sale coming in your future, or if you have family or friends that are in the position where they will be doing a short sale, now is the time to act because we don’t have any sort of confirmation that that Tax Relief Act will be extended  passed the end of 2012, and if you remember what that means is, back in the day, with short sales, if the bank forgave you 200,000 dollars or 100,000 worth of your debt. They give you that forgiveness. They would then 1099 you for that amount as it was income, so you would have to pay taxes on that 200,000 which is a lot of money, and they took that away for a primary residence and it expires at the end of 2012. So you still have time to process a short sale, we’ve gotten them done quicker these days.

 

And what’s terrific about most of the banks. Chase started out with this process but Chase, Bank of America and now Wells Fargo and some of the other banks as well are all offering significant money to people when they do a short sale. You know, we’ve seen some as high as $35,000 at the time you close your escrow.

 

So again, if you’re under water and short sales are a question that you have, call me any time. My name is Lisa Doyle. Greg and I are certified to help you with your questions about that.

 

And then one last piece of information I wanted to share is interest rates right now 3 1/2% . We have a few lenders that are now saying 30 year fixed 3 1/2%. That’s the lowest I’ve seen in a while. Amazing rates, so if it’s a good time for you to buy jump in, of course, prices moving up and rates are down, it’s a good time.

 

Call me if you have any questions, Lisa Doyle. My number’s 925-890-7443, I look  forward to seeing you soon

 

Lisa Doyle, TheDoyleTeam.com, Greg Doyle, San Ramon Homes, Danville Homes, Bay Area Homes, Bay Area Short Sales, Bay Area Foreclosure, Short Sale in San Ramon, East Bay Real Estate Market, Hardship

SUPER BUY OF THE MONTH COMING SOON: 246 TRENTON CIRCLE, PLEASANTON CA BY LISA DOYLE WITH J. ROCKCLIFF REALTORS

Hi there, I’m Lisa Doyle with J. Rockcliff Realtors, and I wanted to bring to you a house that’s coming on the market, I would consider this one of the best buys in the Pleasanton area that will be available soon, so this coming soon commercial is designed to get a word out to any buyers that we are working with.

All my realtor friends across the Bay and of ‘course the home owners, friends and family. We want to get the word out to everyone so that we can assure that we helped themselves out with the highest price. You’ll get the best exposure, so the address of this property is 246 Trenton circle here in beautiful Pleasanton .And one of the greatest things about the community is it is walking distance to downtown Pleasanton, which for those of you that live in our area is a wonderful feature.

It’s a single story house, and of’ course one level homes are a little bit harder to find. It’s a three bedroom two bath. And these homes were built in 1994, so a little bit newer than the surrounding Pleasanton area. Some of the homes in this area surrounding  are built in the 50s and 60s so this is far newer.

Super great community, very quiet. Just very close to some of the best schools in our district, so if you have any questions call me any time and if you know anyone looking for a home like this perfect for a retired couple, young family starting, first-time buyer, investor, just so many possibilities with this property.

It’ll be priced extremely well, under 500,000, which, in this area for a single family home,  built in 1994, is very rare. So this is what we call our super buy of the month. Call me anytime, my name is Lisa Doyle. 925-890-7443. I look forward to seeing you soon.

Lisa Doyle, TheDoyleTeam.com, Greg Doyle, San Ramon Homes, Danville Homes, Bay Area Homes, Bay Area Short Sales, Bay Area Foreclosure, Short Sale in San Ramon, East Bay Real Estate Market, Hardship

STEVE AND ANITA – “CAN YOU TRUST YOUR REAL ESTATE AGENT?” BY GREG & LISA DOYLE WITH J. ROCKCLIFF REALTORS

With Steve and Anita Haber. We did a lot of investigation before we decided on what kind of an agent we would use. We liked Greg and Lisa Doyle very much. The primary reason is we trusted them. We had a great experience and would highly recommend them to anyone else who’s interested. Trust was the most important aspect to us.

We can do a lot of research on our own but when you’re working with any professional trust, in our opinion, is still the most important aspect of the relationship. We must have seen maybe 60 different homes before we chose our home and Lisa was phenomenal to work with. I’d give her a call about an hour before and say we’re ready to go look at something and boy she was right there for us.

We looked at so many things, she was never pushy. She wanted us to be really happy with what we got. And in the end we were extremely happy with what we got. And we’ve been so happy in the home we’ve chosen.

Lisa Doyle, TheDoyleTeam.com, Greg Doyle, San Ramon Homes, Danville Homes, Bay Area Homes, Bay Area Short Sales, Bay Area Foreclosure, Short Sale in San Ramon, East Bay Real Estate Market, Hardship

SAN RAMON, CA HOMES FOR SALE, GREG & LISA DOYLE, THE DOYLE TEAM

  1. 4 beds, 2 full baths
    Home size: 1,448 sq ft
    Lot size: 7,500 sqft
  2. 4 beds, 2 full baths
    Home size: 1,652 sq ft
    Lot size: 13,500 sqft
  3. 4 beds, 2 full, 1 half baths
    Home size: 2,800 sq ft
    Lot size: 10,000 sqft
  4. 5 beds, 5 full, 1 half baths
    Home size: 5,017 sq ft
    Lot size: 13,756 sqft
  5. 3 beds, 2 full, 1 half baths
    Home size: 1,983 sq ft
    Lot size: 2,516 sqft
  6. 4 beds, 3 full, 1 half baths
    Home size: 2,803 sq ft
    Lot size: 4,121 sqft
  7. 3 beds, 2 full, 1 half baths
    Home size: 2,180 sq ft
  8. 1 bed, 1 full bath
    Home size: 612 sq ft
    Lot size: 850 sqft
  9. 1 bed, 1 full bath
    Home size: 612 sq ft
    Lot size: 1 sqft
  10. 1 bed, 1 full bath
    Home size: 428 sq ft
  11. 4 beds, 2 full, 1 half baths
    Home size: 3,003 sq ft
    Lot size: 11,413 sqft
  12. 2 beds, 2 full baths
    Home size: 1,211 sq ft
  13. 4 beds, 2 full, 1 half baths
    Home size: 2,727 sq ft
    Lot size: 12,686 sqft
  14. 4 beds, 4 full, 1 half baths
    Home size: 3,908 sq ft
    Lot size: 10,176 sqft
  15. 4 beds, 3 full baths
    Home size: 1,916 sq ft
    Lot size: 6,248 sqft
  16. 3 beds, 2 full, 1 half baths
    Home size: 1,732 sq ft
    Lot size: 2,700 sqft
  17. 4 beds, 3 full baths
    Home size: 2,434 sq ft
    Lot size: 7,586 sqft
  18. 4 beds, 3 full baths
    Home size: 2,585 sq ft
    Lot size: 9,600 sqft
  19. 5 beds, 5 full, 1 half baths
    Home size: 4,263 sq ft
    Lot size: 6,123 sqft
  20. 2 beds, 2 full baths
    Home size: 922 sq ft
  21. 4 beds, 4 full, 1 half baths
    Home size: 3,939 sq ft
    Lot size: 6,023 sqft
  22. 5 beds, 6 full baths
    Home size: 4,475 sq ft
    Lot size: 18,700 sqft
  23. 5 beds, 3 full, 1 half baths
    Home size: 4,079 sq ft
    Lot size: 13,483 sqft
  24. 3 beds, 2 full baths
    Home size: 1,801 sq ft
    Lot size: 5,624 sqft
  25. 4 beds, 3 full, 1 half baths
    Home size: 1,791 sq ft
    Lot size: 1,791 sqft
  26. 4 beds, 3 full baths
    Home size: 2,405 sq ft
    Lot size: 3,903 sqft
  27. 3 beds, 2 full, 1 half baths
    Home size: 2,002 sq ft
    Lot size: 22,050 sqft
  28. 3 beds, 2 full, 1 half baths
    Home size: 1,749 sq ft
  29. 3 beds, 3 full baths
    Home size: 2,620 sq ft
    Lot size: 5,080 sqft
  30. 3 beds, 3 full, 1 half baths
    Home size: 1,956 sq ft
    Lot size: 1,956 sqft
  31. 3 beds, 2 full baths
    Home size: 2,053 sq ft
    Lot size: 6,480 sqft
  32. 5 beds, 2 full, 1 half baths
    Home size: 2,377 sq ft
    Lot size: 3,800 sqft
  33. 4 beds, 3 full, 1 half baths
    Home size: 2,384 sq ft
    Lot size: 2,520 sqft
  34. 4 beds, 3 full baths
    Home size: 2,333 sq ft
    Lot size: 2,700 sqft
  35. 4 beds, 3 full, 1 half baths
    Home size: 2,056 sq ft
    Lot size: 2,056 sqft
  36. 3 beds, 3 full, 1 half baths
    Home size: 1,840 sq ft
    Lot size: 1,840 sqft
  37. 5 beds, 5 full, 1 half baths
    Home size: 6,223 sq ft
    Lot size: 25,893 sqft
  38. 4 beds, 4 full baths
    Home size: 3,244 sq ft
    Lot size: 11,241 sqft
  39. 3 beds, 3 full, 1 half baths
    Home size: 1,940 sq ft
    Lot size: 1,940 sqft
  40. 4 beds, 3 full, 1 half baths
    Home size: 3,462 sq ft
    Lot size: 13,400 sqft
  41. 5 beds, 5 full, 1 half baths
    Home size: 5,039 sq ft
    Lot size: 7,060 sqft
  42. 5 beds, 4 full baths
    Home size: 3,462 sq ft
    Lot size: 6,658 sqft
  43. 3 beds, 2 full, 1 half baths
    Home size: 1,983 sq ft
    Lot size: 2,520 sqft
  44. 3 beds, 2 full, 1 half baths
    Home size: 1,701 sq ft
    Lot size: 1,701 sqft
  45. 6 beds, 7 full, 1 half baths
    Home size: 6,114 sq ft
    Lot size: 18,724 sqft
  46. 4 beds, 4 full baths
    Home size: 2,335 sq ft
    Lot size: 2,335 sqft
  47. 4 beds, 4 full baths
    Home size: 2,390 sq ft
    Lot size: 3,663 sqft
  48. 4 beds, 4 full baths
    Home size: 2,520 sq ft
    Lot size: 3,537 sqft
  49. 4 beds, 4 full baths
    Home size: 2,520 sq ft
    Lot size: 3,537 sqft
  50. 4 beds, 4 full, 1 half baths
    Home size: 2,810 sq ft
    Lot size: 3,663 sqft

See all City of San Ramon Real Estate - city of San Ramon Homes For Sale.
(all data current as of 2/14/2017)

Listing information deemed reliable but not guaranteed. Read full disclaimer.

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